Terms and privacy

1. Provider and acceptance

These Terms and Conditions ("Terms") govern your access to and use of the Naviyara website, web app, mobile apps, and related services (together, the "Service"). The Service is provided by:

CuraCap Schweiz GmbH
Schänzlistrasse 37
2545 Selzach
Switzerland
Company identification number: CHE-158.321.901
Email: info@naviyara.com

By creating an account or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service. Our Privacy Policy explains how we process personal data and is incorporated into these Terms by reference.

2. What Naviyara provides

Naviyara is a personal health-literacy and educational service. It lets users submit photos, text, and voice notes about meals, groceries, and cosmetics; receive AI-generated qualitative analysis; keep journals; explore educational content; chat about relevant topics; and follow structured learning paths.

Features, supported platforms, usage limits, learning content, and subscription offerings may change over time. Some features require an account, internet connection, supported device, camera or microphone permission, or a paid subscription.

3. Eligibility

You may use the Service only if you:

• Are at least 16 years old
• Have legal capacity to enter into these Terms
• Are not prohibited from receiving the Service under applicable law

If you use the Service for or on behalf of another person, you must have authority to do so and remain responsible for complying with these Terms.

4. Accounts and security

You agree to:

• Provide accurate and current account information
• Keep your sign-in methods and devices secure
• Not share access in a way that exposes another person's private or health-related data
• Notify us promptly if you suspect unauthorized access
• Accept responsibility for activity carried out through your account

You may not sell, transfer, or create accounts to evade usage limits. We may require email, phone, or provider verification and may take reasonable steps to prevent fraud and abuse.

5. Health, nutrition, and safety notice

Naviyara is educational software, not a healthcare service.

• The Service does not provide medical diagnosis, treatment, or individualized medical advice.
• Analyses and daily-intake indicators are approximate and can be wrong because photos, descriptions, portions, ingredients, formulations, and AI interpretation are incomplete.
• Product and cosmetic information may be outdated or may not match the exact formulation you have. Always check the physical label and manufacturer information.
• Do not rely on the Service to manage allergies, intolerances, eating disorders, pregnancy, medication interactions, acute symptoms, or any medical condition.
• Do not delay or disregard professional medical advice because of information from the Service. For urgent concerns, contact an appropriate healthcare or emergency service.

You are responsible for your food, product, and health decisions. Consult a qualified professional when a decision may materially affect your health.

6. AI-generated content

The Service uses artificial intelligence to analyze submissions and generate descriptions, ratings, educational explanations, answers, reports, and some imagery. AI output is probabilistic and may be inaccurate, incomplete, biased, inconsistent, or unsuitable for your circumstances.

You agree that:

• You will use AI output as a learning aid, not as authoritative or professional advice.
• You will independently verify important information before relying on it.
• You will not present a Naviyara diploma, score, or completion status as an accredited, regulated, medical, or professional qualification.
• Naviyara may refuse, limit, or remove requests or outputs for safety, quality, or legal reasons.

7. Your submissions

You retain any rights you have in photos, text, voice notes, messages, and other content you submit ("User Content"). You grant us a worldwide, non-exclusive, royalty-free license to host, copy, transmit, process, adapt, and display User Content only as needed to operate, secure, support, and improve the Service and provide features you request.

You represent that:

• You own User Content or have all permissions needed to submit and process it.
• Your User Content does not violate law or another person's rights.
• You will avoid including faces, private documents, precise location information, or other people's personal data unless necessary and lawfully permitted.

How we process User Content and how deletion works are described in the Privacy Policy.

8. Plans, purchases, and subscriptions

8.1 Free and paid access

We may offer free access, trials, subscriptions, or other plans with different features and usage limits. The current price, billing interval, currency, taxes, trial terms, included features, and renewal terms are shown before purchase and form part of these Terms. Limits may be applied per account, feature, capture type, day, or billing period.

8.2 Billing and renewal

Mobile purchases are processed by the applicable app store and subscription entitlements are managed using RevenueCat. By purchasing a recurring subscription, you authorize the store to charge the displayed amount at each renewal until cancellation. The app store's billing terms also apply.

Prices may change. Any change to a renewing subscription will be communicated and take effect as required by the applicable store rules and consumer law.

8.3 Cancellation and refunds

You can manage or cancel a store subscription through the in-app subscription management feature or your app-store account. Cancellation normally takes effect at the end of the paid period. Deleting the app or your Naviyara account does not by itself cancel a store subscription.

Refunds and statutory withdrawal rights are handled under applicable law and the rules of the store that processed the purchase. Nothing in these Terms waives a mandatory withdrawal, refund, warranty, or consumer right. Where the law permits performance of a digital service to begin during a withdrawal period, any loss or limitation of that right requires the consent and acknowledgement prescribed by applicable law.

9. Acceptable use

You may not:

• Use the Service unlawfully, fraudulently, or to harm another person
• Upload content that is illegal, infringing, deceptive, abusive, or malicious
• Attempt unauthorized access to accounts, data, systems, or networks
• Bypass access controls, safety controls, rate limits, or subscription restrictions
• Interfere with, overload, disrupt, or test the vulnerability of the Service without permission
• Use bots, scrapers, or automated means except through an interface we expressly provide
• Reverse engineer or extract source code, models, prompts, or datasets except where applicable law expressly permits it
• Use Service output to train a competing model or service without written permission
• Misrepresent AI output as human-reviewed, clinical, or professionally accredited
• Create multiple accounts to avoid limits or enforcement

10. Our intellectual property

The Service, including its software, design, branding, curated curriculum, structure, and original content, is owned by us or our licensors and protected by intellectual property laws. Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Service for its intended, non-commercial purpose.

Third-party sources and materials remain subject to their own terms and licenses. "Naviyara" and associated branding may not be used without written permission.

11. Third-party services and links

The Service relies on third parties for cloud infrastructure, authentication, AI processing, transcription, subscriptions, app distribution, and other functions. Their terms and privacy policies may apply to their services. We do not control third-party websites or services and are not responsible for their independent content, availability, or practices.

If you obtain Naviyara through an app store, these Terms are between you and CuraCap Schweiz GmbH, not the app-store operator. The operator is not responsible for maintaining or supporting Naviyara except as its own terms require.

12. Availability and changes

We work to keep the Service available, but do not guarantee uninterrupted or error-free operation. We may maintain, modify, add, remove, suspend, or discontinue features. We will provide reasonable notice where a change materially reduces a paid Service, unless urgent security, legal, provider, or technical circumstances make advance notice impracticable.

We are not liable for delay or failure caused by events outside our reasonable control, including network failures, provider outages, natural events, government action, conflict, or cyberattack.

13. Disclaimers

To the maximum extent permitted by law, the Service is provided "as is" and "as available". We disclaim warranties not expressly stated in these Terms, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

This Section does not exclude any warranty, remedy, or consumer guarantee that cannot lawfully be excluded. In particular, it does not reduce mandatory rights relating to paid digital services.

14. Limitation of liability

To the maximum extent permitted by law, we and our directors, employees, contractors, and licensors will not be liable for indirect, incidental, special, consequential, or punitive loss, or for loss of profits, revenue, goodwill, opportunity, or data, arising from the Service.

To the maximum extent permitted by law, our aggregate liability arising from the Service or these Terms will not exceed the greater of CHF 100 or the amount you paid for the Service in the 12 months before the event giving rise to the claim.

These limitations do not apply to liability that cannot lawfully be limited, including where applicable liability for intentional misconduct, gross negligence, death or personal injury, fraud, or breach of mandatory consumer rights.

15. Indemnity

To the extent permitted by law, you will indemnify us against third-party claims and reasonable costs directly caused by your unlawful User Content, intentional misuse of the Service, or material breach of these Terms. This obligation does not apply to the extent a claim was caused by us and does not limit mandatory consumer rights.

16. Suspension, termination, and deletion

You may stop using the Service at any time and may delete user data or your account through the app. Review the Privacy Policy before deletion for details about retained records and device caches. Manage any app-store subscription separately before deleting your account.

We may restrict, suspend, or terminate access if you materially breach these Terms, create a security or legal risk, fail to pay applicable fees, or misuse the Service. Where reasonable, we will give notice and an opportunity to address the issue. We may act immediately where necessary to protect users, data, the Service, or third parties.

Provisions that by their nature should survive termination remain effective, including those concerning intellectual property, payment obligations, disclaimers, liability, disputes, and general terms.

17. Governing law and disputes

These Terms are governed by Swiss law, excluding its conflict-of-law rules. Subject to mandatory law, the courts at the registered seat of CuraCap Schweiz GmbH have jurisdiction.

If you are a consumer, nothing in this Section deprives you of mandatory protections or a court forum available under the law of your country of residence. Before filing a claim, we encourage you to contact us so we can try to resolve the matter informally.

18. Changes to these Terms

We may update these Terms to reflect changes to the Service, providers, risks, or law. We will post the revised version with a new effective date. For material changes, we will provide reasonable additional notice and request renewed acceptance where required. If you do not agree to revised Terms, you must stop using the Service and cancel any subscription.

19. General terms

• These Terms and the Privacy Policy are the entire agreement concerning your use of the Service, except for purchase terms shown at checkout.
• If a provision is unenforceable, it will be limited to the minimum extent necessary and the remaining provisions will continue.
• A failure to enforce a provision is not a waiver.
• You may not assign these Terms without our consent. We may assign them as part of a merger, reorganization, financing, or transfer of the Service, subject to applicable law.
• English is the controlling version of these Terms. Translations may be provided for convenience, subject to mandatory local law.

20. Contact

Questions or complaints about these Terms can be sent to info@naviyara.com or mailed to the address in Section 1.

Last updated: August 2, 2026